Succession and sale / Question 5
After the sale: what changes for your wealth?
For years most of your wealth sat in one company you ran. After the sale it becomes money and securities you don’t run. Two questions follow: how concentrated the new portfolio is, and how large a fall you could live with.
Free · No bank connection · No documents
01 / From one stake to a portfolio
Concentration changes its form.
A company stake is concentrated by nature, but you see its risk from the inside every day. Proceeds invested in markets move with prices that no one inside the company controls.
If the proceeds go into a few holdings, one sector or one currency, the concentration has not gone. It has changed its form.
Take the free 60-second check02 / Money still tied to the company
Part of the price may come later.
In a management buyout, UBS notes, sellers often need to be flexible on the price, the payment terms or a seller loan. (UBS Succession Study 2026)
Purchases are financed with a mix of equity, debt, subordinated seller loans and earn-outs, set by the company’s long-term profitability. (UBS, Selling a company) A seller loan or an earn-out is paid out of the company you sold, so part of your wealth stays tied to it.
Take the free 60-second check03 / A fall you can live with
Know your limit before the allocation.
Before anyone proposes an allocation, it helps to know two things: how far a portfolio like yours could fall in a bad year, and where you would want out.
The free check compares the two, using a modelled scenario and a rough picture of what you hold, and points to concentration, overlap and currency exposure. It is orientation, not an instruction.
Take the free 60-second check04 / In Antevo
See the gap before you invest the proceeds.
About 60 seconds, free, with no bank connection and no documents. Save the result as a baseline by email or with a free account, so that a later reading can be measured against it.
Take the free 60-second checkSources
Where this comes from.
The study behind the figures and the primary sources for every legal point. Intelligence, not advice: nothing here is legal, tax, estate or investment advice, and your lawyer, notary or tax specialist confirms anything a decision rests on.